TV Bills

Consumers are constantly finding the prices on their entertainment bills moving up – and that certainly applies to cable television. Variety recently reported that a number of corporate acquisitions will lead to a continued increase in pay television bills – increases that are sure to outpace the increases for overall cost of living among U.S. consumers. The news outlet reported that Comcast, for example, is adding a new “broadcast fee” to its consumer bills. Comcast’s average monthly revenue per video subscriber, additionally, increased five percent year over year during the third quarter of 2013 when compared to the prior year. If you need a little extra cash to help you cover your bills, you may be able to procure some assistance from the payday loan lenders working at Cash 1. This team can help individuals in applicant states to get the money they need in short order. A Reno cash advance, for example, can allow… Continue reading

Save Money on Earth Day

  It’s another Earth Day and yet another reminder that you’re not living up to your expectations. Much like your New Year’s Resolutions, that you probably forgot about already, you are bombarded with all types of media telling you how to be a better person. Let’s face it… You’re not going to do any of it. So give your ol’ Mother Earth a hug with these two simple steps, save some loot and feel better about yourself in the process: Inflate your car tires to their proper pressure. Low tire pressure can burn 3.3% more gas. It really adds up if you consider the average American driver commutes an average of 29 miles a day. If you can find a gas station that doesn’t charge for air… Bonus.     Empty your car trunk from anything that you don’t use every day. Yes, that includes the Garden Gnomes, Pink Flamingos and Solar Lights you stole from random yards… Continue reading

consumer spending

  Reuters recently reported that U.S. consumer spending continued to rise at a rate higher than expected through January 2014, “as outlays on services recorded their largest increase since late 2001,” according to the report. Citing figures from the Commerce Department, Reuters noted that January spending was up by 0.4 percent. Previously, economists working for the news outlet had projected a monthly increase of 0.1 percent, suggesting that consumers are spending at a rate that easily outpaces what experts had expected. The news outlet noted that the unexpected spending spike was driven by a 0.9 percent increase in services spending, the biggest gain since October 2001. This suggests that an increase in demand for utilities – driven by a spell of cold weather – may have had the most significant effect on spending. The Associated Press reported on the importance of consumer spending, noting that it drives roughly 70 percent of all economic activity. The… Continue reading

students loans

There are a number of trends causing financial problems among the American population currently – but perhaps none are as pervasive as student loan debt. A recent report, on that note, suggests this trend is unlikely to reverse anytime soon. A new study from the Congressional Budget Office found that student loans will continue to contribute significant profits for the federal government through the year 2024, despite recent reforms aiming to curb loan costs, according to USA Today. The loan program contributed more than $41 billion in profits to the government during 2013. A recently enacted law will limit the rate at which the government can charge interest on student loans, which would theoretically decrease their profitability. However, the recent report found that the financial gains offered by the program to the federal government are unlikely to shrink anytime soon. “This is obscene,” said U.S. Sen. Elizabeth Warren in a statement, according to the news outlet. The… Continue reading

Couple_Pregnant_Fotolia_61336814_S_CROPPED

“Babe, can you come here for a sec?”, asked my wife. “Look! I’m pregnant!” The news that my wife and I were about to have a second baby elated us to no end. However, we understood the costs incurred with having a baby. It was much more than just another mouth to feed and it was insurance benefits enrollment time so I had to beef up our coverage. I added a “Flexible Spending Account” (FSA) plan, also known as a “Health Spending Account” or HSA;  to my list of benefits. An FSA being an excellent way to pay for your medical and medical-related costs such as co-pays, deductible payments or prescriptions over the course of the year. The fact that it is a pre-tax deduction from your paycheck is an added bonus. Our doctor visits started right away, just in time for our 2014 coverages and the Affordable Care Act (ACA) provisions to begin. Under… Continue reading